Unit I
Evolution of Banking-Banking in India, Types of Banks, Roles of Banks (viz. Intermediation,
Payment system, Financial services), Banking Regulations, BASEL Norms, Banking Products –
Fee based and fund based, Bank Management : Liquidity Management, Investment Management ,
Loan Management, Liability Management, Credit Management, Risk Management
UNIT-II
Emerging Trends in Banking- Financial sector reforms, Universal Banking, Micro Financing,
Consolidation of Indian banks: Bancassurance in India, Basel II norms and its impact on Indian
banking Sector. Monetary Policy: Objectives, Monetary supply and control of inflation, Interest
Rate Policy and its implication, Branch licensing Policy.
UNIT-III
Basics of Insurance -Indemnity, Insurable interest, Materiality of facts, Uberimmae Fidae and
implications, Duty of disclosure, Types of Insurance: Life Insurance, General Insurance, Health &
Medical Insurance, Property related Insurance, Liability Insurance, Reinsurance. Principles
governing marketing of insurance products. Insurance Regulation and Role of IRDA
UNIT-IV
Management Techniques & Process : Definition of Risk, Classification of Pure Risks: Personal
Risks, Property Risks, Liability Risks, Failure of Others, Overlapping Risks; Rules of Risk
Management, Risk Management Technique, Risk Management Process: under writing TPA basic
assessment, claim management of claim settlement.